:root{
  --navy:#082a56;
  --navy-2:#0d376d;
  --gold:#e7b34c;
  --gold-2:#f4c968;
  --ink:#13233b;
  --muted:#687487;
  --line:#e6ebf1;
  --soft:#f6f8fb;
  --white:#fff;
  --container:1180px;
  --shadow:0 10px 28px rgba(16,42,76,.09);
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.5} a{text-decoration:none;color:inherit} img{max-width:100%;height:auto;display:block}
.container{width:min(var(--container),calc(100% - 40px));margin:0 auto}
.topbar{background:var(--navy);color:#fff;font-size:12px}.topbar .container{display:flex;justify-content:flex-end;gap:24px;padding:7px 0}.topbar a{opacity:.95}
.header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.header-row{height:72px;display:flex;align-items:center;gap:28px}.brand{display:flex;align-items:center;min-width:220px}.brand-logo{width:220px;max-height:58px;display:block;object-fit:contain}.nav{margin-left:auto;display:flex;align-items:center;gap:22px;font-size:12px;font-weight:700;color:#1f3150}.nav a{padding:26px 0;position:relative}.nav a.active,.nav a:hover{color:#aa771d}.nav .cta{background:var(--navy);color:#fff;padding:12px 18px;border-radius:3px}.nav .cta:hover{background:#0e3b75;color:#fff}.nav-item{position:relative;align-self:stretch;display:flex;align-items:center}.nav-item>a{display:flex;align-items:center;height:100%;padding:0}.dropdown{position:absolute;top:100%;left:-10px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);min-width:210px;padding:8px;opacity:0;visibility:hidden;pointer-events:none;transform:translateY(0);transition:opacity .15s ease,visibility .15s ease;z-index:100}.dropdown::before{content:"";position:absolute;left:0;right:0;top:-8px;height:8px}.dropdown a{display:block;height:auto;padding:10px 12px;white-space:nowrap}.nav-item:hover .dropdown,.nav-item:focus-within .dropdown,.dropdown:hover{opacity:1;visibility:visible;pointer-events:auto}.menu-btn{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;padding:9px 12px;border-radius:4px;color:var(--navy);font-weight:700}
.hero{min-height:390px;position:relative;display:flex;align-items:center;background-color:#082a56;background-image:linear-gradient(90deg,rgba(5,28,58,.96) 0%,rgba(5,28,58,.82) 40%,rgba(5,28,58,.24) 70%,rgba(5,28,58,.10) 100%),var(--hero);background-position:center center,center center;background-size:100% 100%,cover;background-repeat:no-repeat;color:#fff}.home-hero{min-height:540px;overflow:hidden;background:#082a56;background-image:none}.home-hero__background{position:absolute;inset:0;z-index:0;background-image:var(--hero);background-position:center center;background-size:121% auto;background-repeat:no-repeat;transform:scale(1.12);transform-origin:center center;animation:home-hero-zoom-out 4.8s cubic-bezier(.16,.84,.28,1) forwards;will-change:transform}.home-hero::before{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(5,28,58,.96) 0%,rgba(5,28,58,.82) 40%,rgba(5,28,58,.24) 70%,rgba(5,28,58,.10) 100%);pointer-events:none}.home-hero>.container{position:relative;z-index:2}@keyframes home-hero-zoom-out{from{transform:scale(1.12)}to{transform:scale(1)}}.hero.small{min-height:0;aspect-ratio:8/3}.hero .content{max-width:620px;padding:60px 0}.eyebrow{font-size:11px;letter-spacing:1.9px;font-weight:800;text-transform:uppercase;color:var(--gold-2);margin-bottom:10px}.hero h1,.page-title{font-family:Georgia,'Times New Roman',serif;font-weight:700;line-height:.95;margin:0 0 18px}.hero h1{font-size:58px;max-width:630px}.hero.small h1{font-size:48px}.hero p{font-size:16px;max-width:560px;margin:0 0 24px;color:rgba(255,255,255,.94)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:4px;padding:13px 22px;font-size:13px;font-weight:800;border:1px solid transparent;cursor:pointer}.btn-gold{background:var(--gold);color:#17243a}.btn-gold:hover{background:var(--gold-2)}.btn-navy{background:var(--navy);color:#fff}.btn-outline{border-color:#ccd5df;background:#fff;color:var(--navy)}

.homepage-stats{background:var(--white);border-top:1px solid rgba(8,42,86,.12);padding:28px 0 30px}.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;align-items:start}.stat-item{position:relative;min-width:0;padding-top:14px}.stat-item::before{content:"";display:block;width:72px;height:2px;background:var(--navy-2);margin:0 0 13px}.stat-value{display:block;color:var(--navy);font-size:44px;line-height:1;font-weight:800;letter-spacing:0}.stat-label{display:block;margin-top:7px;color:#516179;font-size:16px;line-height:1.25;font-weight:700}.homepage-stats.stats-ready .stat-item{opacity:0;transform:translateY(14px)}.homepage-stats.stats-active .stat-item{animation:stat-strip-enter .62s cubic-bezier(.2,.72,.2,1) forwards;animation-delay:var(--stat-delay,0ms)}@keyframes stat-strip-enter{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}@media (prefers-reduced-motion:reduce){.home-hero__background{animation:none!important;transform:scale(1)!important;will-change:auto}.homepage-stats.stats-ready .stat-item,.homepage-stats.stats-active .stat-item{opacity:1;transform:none;animation:none}}
.section{padding:58px 0}.section.soft{background:var(--soft)}.section-title{font-family:Georgia,'Times New Roman',serif;font-size:34px;line-height:1.05;margin:0 0 12px;color:#12233f}.section-lead{color:var(--muted);max-width:740px;margin:0 0 28px}.grid{display:grid;gap:18px}.grid-5{grid-template-columns:repeat(5,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:5px;padding:22px;box-shadow:0 4px 16px rgba(15,45,80,.04)}.card h3{margin:10px 0 7px;font-size:17px;color:var(--navy)}.card p{margin:0;color:var(--muted);font-size:14px}.card .more{display:inline-block;margin-top:14px;color:#a86e13;font-size:12px;font-weight:800}.icon{width:42px;height:42px;border-radius:50%;background:#fff5dc;color:var(--navy);display:grid;place-items:center}.icon svg{width:23px;height:23px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}.grid-5 .card{display:flex;flex-direction:column;align-items:flex-start}.grid-5 .card:nth-child(2) .category-icon{--category-icon-size:137px}.grid-5 .card:nth-child(3) .category-icon{--category-icon-size:139px}.grid-5 .card:nth-child(4) .category-icon{--category-icon-size:113px}.grid-5 .card:nth-child(5) .category-icon{--category-icon-size:146px}.category-icon{--category-icon-size:128px;--category-icon-shift:-11px;width:96px;height:96px;display:flex;align-items:center;justify-content:center;margin:0 0 10px;overflow:visible}.category-icon img{width:var(--category-icon-size);height:var(--category-icon-size);max-width:none;object-fit:contain;display:block;transform:translateX(var(--category-icon-shift))}.icon.square{border-radius:4px}.coverage-list .card{min-height:135px}.coverage-list .card h3{font-size:15px;margin-top:0}.coverage-list .card{position:relative;padding-left:68px}.coverage-list .icon{position:absolute;left:18px;top:19px}
.split{display:grid;grid-template-columns:1.25fr .75fr;gap:38px;align-items:start}.photo-card{border-radius:5px;overflow:hidden;box-shadow:var(--shadow)}.photo-card img{width:100%;height:auto;display:block;object-fit:contain}.about-points{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:28px}.point{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:700;color:var(--navy)}.point .mini{width:27px;height:27px;border-radius:50%;background:#fff5dc;display:grid;place-items:center;color:#a86e13}
.form-shell{background:#fff;border:1px solid var(--line);border-radius:5px;padding:24px;box-shadow:0 6px 18px rgba(12,39,72,.05)}.form-section{border:1px solid var(--line);border-radius:4px;padding:18px;margin-bottom:18px}.form-section h3{margin:0 0 14px;color:#22324c;font-size:16px}.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.fields.three{grid-template-columns:repeat(3,1fr)}.field.full{grid-column:1/-1}label{display:block;font-size:11px;font-weight:800;color:#26364e;margin-bottom:6px}input,select,textarea{width:100%;border:1px solid #d9e0e7;border-radius:3px;background:#fff;padding:11px 12px;font:inherit;font-size:13px;color:#23334c;outline:none}input:focus,select:focus,textarea:focus{border-color:#6c8cb1;box-shadow:0 0 0 3px rgba(31,76,128,.08)}textarea{min-height:110px;resize:vertical}.field-error{margin-top:6px;color:#9f2d2d;font-size:12px;font-weight:700}.check-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.check{display:flex;align-items:flex-start;gap:8px;padding:10px;border:1px solid var(--line);border-radius:3px}.check input{width:auto;margin-top:3px}.check strong{display:block;font-size:12px}.check small{color:var(--muted)}
.service-card{display:flex;gap:16px;align-items:flex-start}.service-card .icon{flex:0 0 auto}.service-card h3{margin:0 0 5px}.note{font-size:12px;color:var(--muted);margin-top:10px}.faq details{border-top:1px solid var(--line);padding:15px 0}.faq summary{font-weight:700;cursor:pointer;color:var(--navy)}.faq p{color:var(--muted)}
.footer{background:var(--navy);color:#fff;margin-top:50px}.footer .container{padding:42px 0}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:30px}.footer h4{margin:0 0 12px;font-size:14px}.footer a{display:block;color:#dbe6f3;font-size:12px;margin:6px 0}.footer p{font-size:12px;color:#dbe6f3}.footer .brand{min-width:0}.footer .brand-logo{width:190px;max-height:64px;background:#fff;border-radius:4px;padding:7px 9px;box-sizing:border-box}.footer-address{line-height:1.55}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);padding:15px 0;font-size:11px;color:#c6d4e6}
.page-head{padding:40px 0 22px}.page-head h1{font-family:Georgia,'Times New Roman',serif;font-size:38px;color:var(--navy);margin:0 0 8px}.page-head p{margin:0;color:var(--muted)}
.estimate-panel{border:1px solid var(--line);border-radius:5px;padding:18px;margin-top:18px;background:#fbfcfe}.estimate-actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap}.estimate-error{margin:0;color:#9f2d2d;font-size:12px;font-weight:700}.estimate-card{margin-top:16px;border-left:4px solid var(--gold);background:#fff;border-radius:4px;padding:17px 18px;box-shadow:0 4px 14px rgba(15,45,80,.04)}.estimate-card h4{margin:0 0 7px;color:var(--navy);font-size:14px;line-height:1.35}.estimate-range{font-family:Arial,Helvetica,sans-serif;font-size:23px;line-height:1.25;color:var(--navy);font-weight:800;letter-spacing:0;margin:3px 0 8px;white-space:normal}.estimate-card p{margin:7px 0;color:var(--muted);font-size:13px}.estimate-disclaimer{border-top:1px solid var(--line);padding-top:10px}
html,body{max-width:100%;overflow-x:hidden}button,input,select,textarea{max-width:100%}.header,.header-row,.brand,.nav,.hero,.section,.page-head,.card,.service-card,.form-shell,.form-section,.check,.footer{min-width:0}.card h3,.card p,.section-lead,.page-head p{overflow-wrap:break-word}

.quote-tabs{display:flex;gap:10px;flex-wrap:wrap;border-bottom:1px solid var(--line);padding-bottom:14px;margin-bottom:24px}.quote-tab{border:0;border-radius:4px;background:#f4f6fb;color:var(--navy);font:inherit;font-size:14px;font-weight:800;padding:15px 20px;cursor:pointer}.quote-tab.is-active{background:var(--navy);color:#fff}.quote-panel-title{margin:0 0 18px;color:var(--navy);font-size:24px;line-height:1.15}.auto-quote-form .check{align-items:center}.auto-quote-form .check input{margin-top:0}

.legal-section{padding-bottom:70px}.legal-page{max-width:980px;margin:0 auto;padding:30px 34px}.legal-page h2{margin:22px 0 10px;color:var(--navy);font-family:Georgia,serif;font-size:24px;line-height:1.2}.legal-page h2:first-child{margin-top:0;font-size:34px}.legal-page p,.legal-page li{color:#516179;font-size:15px;line-height:1.7}.legal-page ul{margin:8px 0 18px 22px;padding:0}.legal-page li{margin:5px 0}